Revolut Cryptocurrency Review

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Revolut is an easy app to use, and if you’re interested in cryptocurrencies, Revolut has made it convenient to buy the most popular cryptocurrencies without leaving the app.

However, do you know how much crypto fees you pay when you buy cryptocurrencies on Revolut? In this review, I’ll show you how to reduce them and when it’s worth upgrading your account type to save on crypto fees.

Since Revolut charges a 1.99% fee per transaction and an additional 0.5% fee if you exceed the exchange fair usage limit, I still prefer another platform for crypto trading, where I pay only a 1% fee per transaction.

New Revolut crypto fees

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 minutes to learn more.

In the crypto market, fees are not the only thing to worry about, and you should also evaluate platform safety, limits, convenience, problems, features and other essential aspects.

In this review, you’ll find everything you need to know if you buy cryptocurrencies on Revolut.

Revolut Cryptocurrency Pros & Cons

Revolut is not the best place to buy cryptocurrencies, but it has some advantages that motivate users to stay within their app to manage all things money in one place, including cryptos.

Before we dive into details, here’s a quick summary of the app’s main pros and cons from the cryptocurrency perspective.


  • Beginner-friendly interface.
  • The app covers all of the most popular cryptocurrencies.
  • No need to download another app to get access to cryptocurrencies.
  • ‘Recurring buys’ feature to even out the average price in the long term.
  • Simple analytics and basic cryptocurrency data.


  • High crypto fees.
  • Revolut is just a middleman that buys cryptocurrencies for you on an exchange.
  • Not possible to transfer cryptocurrencies to an external wallet (In most countries).
  • A limited number of cryptocurrencies.
  • Various trading and exchange limits.

Revolut crypto fees explained

Trading cryptocurrencies on Revolut can get expensive, especially if you trade cryptocurrencies regularly.

When buying cryptocurrencies on Revolut, you pay a 1.5% – 1.99% (or EUR 0.99, whichever is higher) crypto-buying fee and a 0.5% exchange fair usage fee if you exceed the monthly account exchange limit.

As mentioned in the cryptocurrency terms on Revolut, when you buy cryptocurrencies on the app, Revolut will go to a crypto exchange partner (i.e. Coinbase or Bitstamp) to exchange cryptocurrencies on your behalf.

Revolut crypto exchanges

You could exchange cryptocurrencies on these platforms to avoid middlemen (in this case – Revolut). However, cryptocurrency trading fees on these exchanges are still more expensive than on eToro.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 minutes to learn more.

In short, such a structure adds additional costs and safety concerns if anything unexpected happens to Revolut. Depending on the amount you want to exchange, you may pay multiple fees per transaction:

  • An exchange fee
  • Exchange fair usage fee
  • A Bid-Ask spread

Crypto exchange fees based on the account type

Monthly subscription fee£0,00£2,99£7,99£13,99
Exchange limit per month (Without an additional fee)£1,000£1,000
An additional fee for exceeding the monthly limit0,5%0,5%
Cryptocurrencies buying/selling fees1,99%*1,99%*1,5%1,5%
Revolut crypto fees based on the account type. Source:

*1.99% or £/€ 0.99, whichever is higher.

In short, if you buy and sell cryptocurrencies on Revolut worth at least £1,426 (or EUR) every month, it’s worth upgrading your account type to Premium based on the fee amount only. It’s when the Revolut cryptocurrency commission reaches the 8 EUR price tag that comes only from the difference between the 1,99% and 1,5% exchange fee.

It makes no difference which cryptocurrency you buy – Bitcoin, Ethereum, Cardano, or any other. The fees are consistent for all cryptocurrencies.

With the standard account, you’ll pay a 1,99% fee when buying and the same amount when selling. It’s almost a 4% fee for one transaction or a 5% fee if you go over your monthly exchange allowance. It gets worse if you buy less than £100 worth of crypto because of the minimum fee of £0.99.

This is crazy compared to other, more affordable options outside of Revolut.

Exchange fair usage fee

The amounts across all exchanges in the app are added up to calculate crypto buying and selling fees. I.e. For “Standard” and “Plus” accounts, you are allowed to exchange up to £1,000 (or EUR) worth of assets per month without an additional fee. If you exceed the amount, you’ll need to pay an additional 0.5% fee for the amount that exceeds the limit.

Revolut exchange fair usage fee

Compare crypto fees on different platforms

Are you curious to see how Revolut crypto compares to similar platforms? Here’s a quick comparison between Revolut and other popular crypto trading platforms. We compared three platforms.

Best for

Europan & International investors

Crypto buying fee


Demo account

Available here

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 minutes to learn more.

Best for

European investors

Crypto buying fee

1.99% + Exchange fair usage fee (+0.50%)

Demo account

Not available

You can cut your exchange fees by more than half using eToro instead of Revolut.

Can I transfer crypto from Revolut to a wallet?

Sending crypto from Revolut to a wallet gives you greater control over your crypto assets and extra protection, especially if you keep them in a cold wallet like Ledger or Trezor. However, Revolut crypto transfer to a wallet is not available to all users yet. Withdrawal availability depends on two main conditions: your location and the type of paid plan you have.

Let’s assume you’re in a country where crypto withdrawals are available (i.e. the UK). You should be aware of some fees and limits when dealing with cryptocurrency withdrawals on the app.

  • Crypto withdrawal fees – when withdrawing cryptocurrencies from Revolut crypto, you pay a “Network fee” and a “Service fee”. You can see an estimate of the total fees on the confirmation page before the withdrawal.
  • Crypto withdrawal limits – currently, there are limits to the total amount you can withdraw from Revolut crypto. The daily limit is 500 GBP, and the monthly limit is 1,000 GBP.

Withdraw crypto from Revolut – send crypto to a wallet

Revolut started to offer withdrawals to an external crypto wallet (like Ledger or Trezor). However, it’s not available in most countries yet. When you withdraw your cryptocurrencies to an external wallet, you are eligible for an additional fee – a network fee‘. It’s a fee that isn’t controlled by Revolut but is required to withdraw funds. The ‘network fee’ is paid to cryptocurrency miners for a transaction. The fee may vary slightly from an estimate you see in the app when withdrawing cryptos to a wallet.

The minimum amount of crypto withdrawal on Revolut is £10 per withdrawal, and currently, you may withdraw up to £500 a day and £1000 a month’s worth of cryptos.

Is Revolut good for crypto?

In our opinion, Revolut is not a good choice for crypto due to the high fees, lack of a withdrawal feature (in most countries) and small crypto asset list. We believe a 1.99% fee is expensive to buy cryptocurrencies (and the same 1.99% fee when selling). So in total, for one trade – 4% at least. The amount you pay in fees can be reduced by changing the platform to eToro.

Upgrading your account type to Premium or Metal can reduce crypto fees by 0.5%.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 minutes to learn more.

Revolut cryptocurrency limits on the app

When buying cryptocurrencies on Revolut, you should bear in mind that there are some limits:

  • No crypto staking.
  • Higher fees than on other platforms.
  • Limits on sending crypto outside the app or to an external wallet (in most countries).
  • Crypto withdrawal limits – up to £500 per day and up to £1,000 per month.
  • With ‘Standard’ and ‘Plus’ accounts, free exchange limit (Free exchange is available only up to £1,000).

How to buy crypto on Revolut?

In this example, we’ll show you how to buy cryptocurrency on Revolut. As an example, we’ll look at the Bitcoin buying process.

Time required: 2 minutes

If you have already downloaded the Revolut app and verified your account, it takes only a few simple steps to buy your first Bitcoin on the app:

  1. Go to the crypto section in the app

    The cryptocurrencies section on Revolut works similar to a cryptocurrency exchange. To begin, go to the “Crypto” section and click on the “Invest” button.
    Revolut crypto exchange

  2. Pick a Cryptocurrency

    Pick a cryptocurrency you want to buy by checking the list or using the search function. In our example, we’ll buy Bitcoin.
    Invest in cryptocurrencies on Revolut.

  3. Find Bitcoin or other cryptocurrency you want to buy

    When you’ve selected Bitcoin or the cryptocurrency you want to buy, click on the “+ Buy” button.
    Buy Bitcoin on Revolut.

  4. Specify the amount

    Enter the amount you would like to exchange for the crypto of your choice. You will be able to see the estimated fee amount that will be charged for the transaction.
    Buying Bitcoin on Revolut

  5. Confirm your order

    If you’ve completed the previous steps, it’s time to confirm your order and become an owner of Bitcoin.
    Confirm crypto purchase on Revolut

  6. Enjoy, you’ve just bought a cryptocurrency on Revolut

    That’s it! These are all the steps to buy your first Bitcoin on Revolut.
    Bitcoin bought on Revolut

  7. Revolut crypto fees

    As you can see in the example below, there’s a slight loss right after you buy cryptocurrencies on Revolut. It’s because of the fees associated with the exchange. You can reduce the fee amount by using other cryptocurrency platforms, i.e. eToro.
    Revolut crypto fees on Bitcoin

Is Revolut safe for crypto?

Cryptocurrencies carry a high level of risk, and they are not regulated in most countries. When it comes to storing cryptocurrencies, even though Revolut is a trusted and considered safe platform, storing cryptocurrencies on any platform or exchange is not safe.

Revolut has put a lot of measures in place to ensure the safety of your funds, and they constantly update their security protocols to ensure that your money is as safe as possible.

The safest method to store your cryptocurrencies is on an external cold wallet like Ledger or Trezor.

Be aware that when buying cryptocurrencies on Revolut, they will not be protected by the FSCS (Financial Services Compensation Scheme). All cryptocurrencies you have bought via Revolut will not be in your name and will be held in a ‘pool’ with others. Always keep your app up to date to avoid potential safety issues.

Revolut cryptocurrencies FAQ

Does Revolut support cryptocurrency?

Yes, it’s possible to buy and sell the most popular cryptocurrencies on the Revolut app. However, some features, like cryptocurrency sending to an external and withdrawals, are limited to certain countries only.

Do I own my crypto on Revolut?

Revolut is not a crypto exchange, and you do not own the cryptocurrencies you buy on Revolut. The cryptocurrency you buy via the app is held in a pool with other users, and you own the rights to the financial value of the cryptocurrency you buy on the app.

Is it possible to send crypto to Revolut?

It’s not possible to send cryptocurrencies from outside the app. It’s possible to send cryptocurrencies between the users of Revolut.

What are the crypto limits on Revolut?

You can trade (exchange) up to 15,000 USD worth of cryptos per order on Revolut, and you can exchange them up to 30 times per day.

Does Revolut offer cryptocurrency staking?

No, Revolut does not offer cryptocurrency staking. If you want to stake cryptocurrencies, you may have a look at eToro.

What crypto exchange does Revolut use?

According to Revolut cryptocurrency terms, when you exchange fiat money for cryptocurrencies, Revolut buys them on partner exchanges like Coinbase or Bitstamp.

Can I pay with Revolut crypto?

Paying with Revolut crypto is available to customers of selected countries (I.e. to customers from the United Kingdom). In these countries, it’s possible to use cryptocurrency funds to make a purchase.

Martin Kaiser

Editor-in-Chief on Globe Funder with more than ten years of experience in personal finance, stock trading and cryptocurrency fields. Martin has a master's degree in Business Administration and a strong passion for online investing.

7 thoughts on “Revolut Cryptocurrency Review”

  1. Avoid any trading of cryptos on Revolut. It’s very expensive and a scam. The app displays market price and when you hit execute order to buy and confirm the final amount that shows market price + 1.5% fees (premium or Metal account).
    When you get a statement they changed the rate and crypto was sold to you up to 13% higher confirmed price. So you pay up to 14.5% over the market price. Same applies to sell transactions and they credit your account -14.5% less.
    They reply that Revolut’s cryptocurrency prices are calculated using the volume-weighted average price (VWAP). Yes this is 13% different then displayed market price!! So they charge high fee and use very unfavourable VWAP rate that is shown to you only after the transaction is done. I have submitted a complaint by email and complaint form and there is no reply after 2 weeks.
    Revolut uses fraudulent method and they are real scammers. Stay away from them.

  2. Hi, MI!
    Thanks for the comment.
    The price difference you’re mentioning is very high indeed. Unfortunately, we couldn’t confirm it by looking into our own accounts and statements.
    Would you mind sharing screenshots from your account without your personal data?

  3. Same here.I buy crypto for 10euros and show me minus 8% straight after buying.How ?? I never buy before same crypto and there was no up or down moving price at that moment.So i begin my trading with minus 8% instead 1.5%!! I was so angry and i made several screen shoot, so i have proof, but who or how to contact them.I can ,but is so difficult to reach them.
    Second thing they don’t have accurate statistics of trading.Statistic ” all time ” shows me that I am in plus several euros, but in reality I am in minus 400euros.Next to their statistics i made my, in my book and i see that is not matching.So i check one by one transaction on Revolut platform and my calculations was correct!
    Most probably they don’t count fee on buying and selling crypto and that was 400 euros difference in my case. Anyway that fee didn’t pay Santa Claus, I pay and Revolut hide from me that data by showing wrong statistics.I should be in plus at least 300e on any other platform and I am in minus with Revolut.Scam in my opinion!!!

  4. Jesus christ, revolut are robbing clients far alots more for btc than sending cash online. Best avoid revoult 100% if u wanna buy btc, do go to coinbase. Revolut staff are so rude and not helpful. Such a.shame wasted!

  5. Hi Andy,
    Thanks for your thoughts.
    At the moment, it’s even cheaper to buy Bitcoin on eToro because they are charging only a 1% fee for buying and the same for selling with a standard account. Similar as on Coinbase but only if you have a Coinbase Pro account, which costs an additional monthly subscription.

  6. Revolut crypto fees are ridiculous, even after the fee update this year.
    Hopefully, Revolut hasn’t been using FTX to buy crypto for their users. If so, we’re f…

  7. Looks like there are not too many active crypto buyers on Revolut lately. Revolut crypto spread is starting to increase, especially for less popular coins. Then you add fees, exchange risks, associated risks to owners, etc. It’s probably time to move on to something safer.

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